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Qualifying criteria


To receive a loan you must meet the following:

  • Applicant must be 21 years and above
  • Minimum salary after deduction is P1500 (married) P1300 (single) for government employees and P790 for industrial class and private sector employees.
  • Minimum 1 year employment
  • Client must have a valid bank account with any banking institution reflecting salary deposit as per salary advice.
  • 1 month bank statements
  • Copy of omang / identity card / passport (original to be seen and confrmed)
  • Latest salary advice slip.
  • You must have been in permanent employment for the past 12 months
  • Your remaining length of service prior to retirement must be at least 3 months longer than the period of the loan
  • Your employer must have a contract with FirstFunding to allow instalment recovery by salary deduction

Why you need this


  • FirstFunding has incorporated a consolidations of debt option and all applicants wishing to consolidate their debt under one loan facility, are encouraged to do so. Consolidations of debt will be discussed with applicants with a view to improving their personal financial planning.
  • FirstFunding offers competitive interest rates in the market.
  • Quick turnaround time
  • Loan repayments come straight off your salary
  • Use the loan to buy anything that you require
  • Pay off smaller and bigger debts while servicing only one loan

Qualifying criteria


  • Applicant must be 21 years and above
  • Minimum salary after deduction is P1500 (married) P1300 (single) for government employees and P790 for industrial class and private sector employees.
  • Minimum 1 year employment
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Documents needed


  • 1 month bank statement
  • Copy of Omang / identity card / passport (original to be seen and comfirmed)
  • Latest salary advice slip

FirstFunding Employee Loan Scheme


Improve your financial future today

This is a scheme that offers loans to low and medium income earners who work for the government, council, parastatals and approved corporate companies.

Why you need this


Consolidate your debt

  • FirstFunding has incorporated a consolidations of debt option and all applicants wishing to consolidate their debt under one loan facility are encouraged to do so

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