Home
Overdraft
 
Home
For Me
For My Business
For Corporates
Private Clients
Calculators
Rates + Pricing
About FNB + Legal
Contact Us + Tools
Careers at FNB

Close

Find a branch

Close

Find an ATM

Close

Daily Banking

Close

Tools

Register Forgot Username or Password Verify payments Webroot®

Close

Menu

Bank Lifestyles Services Bank better

Switch to FNB

Do it now!

Transact

Cheque accounts + overdrafts Credit cards Transactional savings accounts Youth Account Student Account eWallet

Ways to bank

Digital Banking Branch + ATMs Contactless card Cash Plus

Savings + Investments

Overview

Borrow

Personal loan FirstFunding employee loan scheme Tertiary loan Graduate loan Home loan Vehicle and Asset Finance

Foreign exchange solutions

Travel Investments

Rewards

Rewards

Financial planning

Overview

Switch to FNB

Do it now!

Services

inContact First Pay Cashback

Switch to FNB

Do it now!

Lifestyles

Youth accounts Islamic Finance

Switch to FNB

Do it now!

Bank better

Cheque security Tips on saving fees Money Management

Close

Switch to FNB

Do it now!

Transact

Business Accounts Corporate transact account Business debit card eWallet bulk payments Merchant Services Ways to bank

Savings + investments

Overview

Borrow

Business Credit Card Overdraft Business loan Commercial property finance Vehicle and Asset Finance Purchase order finance Corporate finance Premium credit

Insure

FNBB Mogwebi Insurance

Forex + trade

Payment solutions Imports and exports

Value adds + rewards

Instant Accounting Solutions inContact Pro Custody services

Industry expertise

Agriculture Public sector Treasury

Corporate

RMB Botswana

Close

Calculator

Budget calculator Credit card budget calculator Vehicle finance calculator Future value calculator Loan investment calculator Projected value of savings plan calculator

Close

Rates + pricing

Monthly interest rates Foreign exchange rates Pricing guide FNB Botswana Share Price

Close

Terms + conditions

Product terms and conditions Legal matters

About us

World of FNB

News + Insights

Press Office Accounting policies Annual reports Financial reports

Close

Talk to us + important numbers

For me For my business Environmental queries

Fraud + Disputes

Security Centre

Locators

ATM Locator Branch Locator

Tools

Software Downloads Verify Account Confirmation/Visa Application Letters Statement Glossary

Close

Close

Get in touch

Telephone
+267 370 6100
+267 392 4461
+267 364 2800

Close

Easy maintenance

There is no minimum monthly repayment required, as long as you remain within your agreed limit and make regular deposits (such as your salary) into your Cheque Account every month.

Close

Ongoing financing

An overdraft is a fluctuating facility which reduces with your monthly deposits, and is immediately available again, up to the approved limit.

Overdraft

Funds available immediately

This is a short-term, convenient facility that is tailor-made to help you gain more financial flexibility.

How it works
Get in touch

How it works

Tailor-made + convenient

  • The facility is available on application, for Personal Cheque Accounts clients
  • Your Overdraft will be reviewed on an annual basis
  • Credit fees will be provided upon application
  • Overdrafts are subject to a monthly fee if a specified excess of the facility is used.
 
What's hot

What's hot

Gain financial flexibility

Quick cash

Ideal for emergencies and unforeseen circumstances



Pay as you use

If the Overdraft is not used, then no monthly fee is charged.



Easy maintenance

There is no minimum monthly repayment required

Read more

Ongoing financing

A fluctuating facility which reduces with your monthly deposits

Read more

Getting it made easy

Getting it made easy

Overdraft

Qualifying criteria

  1. If you hold a Personal Cheque Account, you can apply for an Overdraft now
  2. If you don't hold a Personal Cheque Account, apply for a Personal Cheque Account now.

How to get it

Get in touch

Other ways to apply

Complete the call me back form

Contact us

Find a branch

Back to top
First National Bank of Botswana Limited - Registration number BW00000790476.