Find a branch

Find an ATM

Commercial Property Finance

Dream it, build it or buy it

Finance for commercial, industrial, retail and residential development.

What this is

An offer to benefit your business

Commercial property finance offers you:

  • Loan terms from 5 to 10 years (the standard loan term is 10 years, but a longer term can be provided in certain instances. Terms and conditions apply.)
  • An easy application process
  • Interest only facilities (terms and conditions apply)
  • Competitive rates on our Embedded Buildings Combined Cover (natural disaster damage e.g. fire, floods, storms, earthquakes etc.)
  • SMS notification at each juncture (approval and pay-out stages)
  • Access to discounts from selected suppliers through MakeOva Loyalty Programme

What you can do

Various services for your needs

Own a building

Own a commercial or industrial building from which your business operates

Build properties

Obtain properties for investment purposes (tenanted property)

Develop a dream

Develop property (commercial, industrial, retail, residential development and affordable housing development)

Make improvements

Refinance your existing building and use the funds for improvements, purchase another property for investment purposes or capital injection for the business.


Be in the know

Costs involved in commericial property finance include:

  • Assessment fee charged by the bank
  • Bond registration and transfer costs
  • Administration fee charged by the bank
  • Valuation fee for assessment of the property valuator nominated by the bank
  • Progress draws fee for development loans
  • Project management fee for quantity surveyors nominated by the bank
  • ITC enquiry fee

Getting it made easy

Commercial Property Finance

How to get it

Call me back

Other ways to apply

Contact us

Find a branch

Contact your FNB Relationship Manager
Contact CPF Development Managers at CBD, First Place, Gaborone