Saving often seems hard at the beginning because it requires discipline and patience.
Budgeting can sound complicated and a little intimidating.
There are many different types of insurance products available, all of which are designed to provide you with financial protection.
Your bank account is a valuable tool, which not only helps you access a range of services but if used wisely, you can keep track of your spending and income.
It's always better to save up for something and pay cash, but we know that's not always possible.