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Determine your eBucks amount


Your total monthly eBucks earn will be calculated by percentage and prepaid purchases. The way you bank and the banking products you hold will determine the amount of eBucks you earn in a calendar month. So the better you bank and the more products you hold, the more eBucks you'll earn. Your eBucks earn will be reviewed every month.

Your total monthly eBucks earn will be calculated as follows:

  • Accumulated percentage (i.e. sum of percentages based on each completed behaviour for the month)
  • Total amount of qualifying prepaid airtime purchases made using your FNB Student CashPal Account

Remember: P1 = eB1.

Earn eBucks


The way you bank and the banking products you hold will determine the amount of eBucks you earn.

Once you qualify, there are so many ways in which you can earn eBucks. The more you do the more eBucks you earn. You earn eBucks based on how you use your bank account(s) monthly and on the banking products you hold.

Qualifying requirements


To start earning eBucks, you must first meet the qualifying requirements specific to your FNB Gold Cheque Account.

The requirements are as follows:

  • ALL of your FNB accounts must be active (which means you transact on them) AND in good standing (which means they are not overdrawn, in arrears or in default, and you are not undergoing sequestration or any legal process).
  • Transact via Online Banking, Cellphone Banking or the FNB Banking App at least once a month, using your own banking profile.
  • Have a total monthly deposit of at least P1 500 in your FNB Gold Cheque Account

Things to remember:

  • These requirements may change from time to time. We'll let you know when they do.
  • If you stop meeting any one of these requirements at any time, you won't be able to earn eBucks with your FNB Gold Cheque Account. As soon as you fulfil the relevant requirement again, you'll earn eBucks when you use your account again.

What to do to earn eBucks


Once you qualify, there are so many ways in which you can earn eBucks. The more you do, the more eBucks you earn. You earn eBucks based on how you use your bank account(s) monthly and on the banking products you hold.

Depending on the products you have with FNB and how you use them, you'll earn eBucks on your FNB Account(s) as follows:

Name Percentage earned
Use FNB's value-added services and how you bank in general
Don't do any transactions at an FNB branch in the month (including statement transactions) 1%
Bank-issued statements are regarded as branch transactions
Have an active** FNB Smart Device contract 2%
Deposit cash into your FNB account(s) through an FNB ATM for:
  • Between P500 and P1 499
  • Between P1 500 and P2 999
  • P3 000 or more

1%
2%
3%
Be on the FNB Gold bundled/unlimited pricing option 1%
Use your FNB Current Card
Have at least two monthly debit orders/stop orders on your FNB Gold Current Account 2%
Use your FNB Debit Card
Spend on your FNB Gold Debit Card in a calender month for ;
  • Between P750 and P2 999
  • Between P3 000 and P5 999
  • P6 000 or more

1%
2%
3%
Use your FNB Credit Card
Have an FNB Gold Credit Card that is in good standing*** 2%
Spend on your FNB Gold Credit Card in a calendar month for:
  • Between P500 and P2 499
  • Between P2 500 and P4 999
  • P5 000 or more
Use FNB's value-added services and products
Have any FNB Savings and Investment Account(s) and maintain a minimum monthly balance in the account(s) of:
  • Between P2 500 and P9 999
  • Between P10 000 and P29 999
  • P30 000 or more

Savings and Investment Accounts include:
  • Fixed Deposit Accounts
  • Call Deposit Accounts
  • Poloko Savings Accounts
  • 32 Day Interest Plus Accounts
1%
2%
3%
 
 
 
 
Have an FNB Flexi Fixed Account with a minimum monthly deposit of:
  • Between P2 50 and P499
  • Between P500 and P999
  • P1 000 or more

1%
2%
3%
Have an active**** FNB Home Loan with a minimum outstanding balance of P100 000 2%
Make use of the following FNB credit products which must be in good standing***
Have a Personal Loan with a minimum outstanding balance of P20 000 2%
Use FNB's value-added services and products
Have an active**** FNB Vehicle Finance or WesBank Account 2%
*You can earn a maximum total of 15% back in eBucks every month.
**'Active' in this instance means the contract is still in effect and you're currently paying a monthly instalment on it.
***'In good standing' means it's not overdrawn, in arrears or in default, and you aren't undergoing sequestration or any legal process.
****'Active' in this instance means you transact on the account.

Qualifying criteria


To join eBucks Rewards, all you need to do is visit your nearest FNB branch and complete the registration process.

FNB Gold Cheque Account


Earn up to 15% back in eBucks


The more you do the more eBucks you earn. You earn eBucks based on how you use your bank account(s) monthly and on the banking products you hold.

Earn eBucks


Quick overview

Qualifying requirements


Know what you get

To start earning eBucks, you must first meet the qualifying requirements specific to your FNB Gold Account.

Qualifying requirements

How to earn eBucks


Know how to earn it

Once you qualify, there are so many ways in which you can earn eBucks. The more you do, the more eBucks you earn. You earn eBucks based on how you use your bank account(s) monthly and on the banking products you hold.

Depending on the products you have with FNB and how you use them, you'll earn eBucks on your FNB Gold Cheque Account.

What to do to earn eBucks

Earn rules


Buy airtime + earn more


  • The amount on which you earn eBucks is limited to a total monthly Pula spend (on qualifying prepaid airtime purchases only) of P350.
  • You earn eBucks on prepaid airtime bought via FNB's electronic banking channels:
    • Online Banking
    • Cellphone Banking - dial *130*321#
    • FNB Banking App - you must have a compatible smartphone or tablet to use this

Getting it made easy