Find a branch


Find an ATM


Determine your eBucks amount


Your total monthly eBucks earn will be calculated by percentage and prepaid purchases. The way you bank and the banking products you hold will determine the amount of eBucks you earn in a calendar month. So the better you bank and the more products you hold, the more eBucks you'll earn. Your eBucks earn will be reviewed every month.

Your total monthly eBucks earn will be calculated as follows:

  • Accumulated percentage (i.e. sum of percentages based on each completed behaviour for the month)
  • Total amount of qualifying prepaid airtime purchases made using your FNB Student CashPal Account

Remember: P1 = eB1.

Earn eBucks


The way you bank and the banking products you hold will determine the amount of eBucks you earn.

Once you qualify, there are so many ways in which you can earn eBucks. The more you do the more eBucks you earn. You earn eBucks based on how you use your bank account(s) monthly and on the banking products you hold.

Qualifying requirements


To start earning eBucks, you must first meet the qualifying requirements specific to your FNB Student CashPal Account.

The requirements are as follows:

  • ALL of your FNB accounts must be active (which means you transact on them) AND in good standing (which means they are not overdrawn, in arrears or in default, and you are not undergoing sequestration or any legal process).
  • Transact via Online Banking, Cellphone Banking or the FNB Banking App at least once a month, using your own banking profile.
  • Have a total monthly deposit of at least P1 500 in your FNB Smart Current Account or FNB Student CashPal Account

Things to remember:

  • These requirements may change from time to time. We'll let you know when they do.
  • If you stop meeting any one of these requirements at any time, you won't be able to earn eBucks with your FNB Smart Account or FNB Student CashPal Account. As soon as you fulfil the relevant requirement again, you'll earn eBucks when you use your account again.

What to do to earn eBucks


Once you qualify, there are so many ways in which you can earn eBucks. The more you do, the more eBucks you earn. You earn eBucks based on how you use your bank account(s) monthly and on the banking products you hold.

Depending on the products you have with FNB and how you use them, you'll earn eBucks on your FNB Student CashPal Account as follows:

Name Percentage earned
Use FNB's value-added services and how you bank in general
Don't do any transactions at an FNB branch in the month (including statement transactions) 1%
Have an active** FNB Smart Device contract 2%
Deposit cash into your FNB account(s) through an FNB ATM for:
•Between P250 and P999 1%
•Between P1 000 and P1 999 2%
•P2 000 or more 3%
Use your FNB Current Account
Spend on your FNB Smart Current Account or FNB Student CashPal Account in a calendar month for:
•Between P100 and P749 1%
•Between P750 and P1 999 2%
•P2 000 or more 3%
Have at least one debit order/stop order on your FNB Smart Current Account or FNB Student CashPal Account 2%
Use FNB's value-added services and products
Have any FNB Savings and Investment Account(s) and maintain a minimum monthly balance of P1 000 in the account(s)
Savings and Investment Accounts include:
  • Fixed Deposit Accounts
  • Call Deposit Accounts
  • Poloko Savings Accounts
  • 32 Day Interest Plus Accounts
2%
 
 
 
 
 
 
Have an FNB Flexi Fixed Account with a minimum monthly deposit of P100 2%
Make use of the following FNB credit products which must be in good standing***
Have a Personal Loan with a minimum outstanding balance of P10 000 2%

*You can earn a maximum total of 10% back in eBucks every month.
**'Active' in this instance means the contract is still in effect and you're currently paying a monthly instalment on it.
***'In good standing' means the product isn't overdrawn, in arrears or in default, and you aren't undergoing sequestration or any legal process.

Qualifying criteria


To join eBucks Rewards, all you need to do is visit your nearest FNB branch and complete the registration process.

FNB Student CashPal Account


Earn up to 10% back in eBucks


The more you do the more eBucks you earn. You earn eBucks based on how you use your bank account(s) monthly and on the banking products you hold.

About eBucks


Quick overview

Qualifying requirements


Know what you need

To start earning eBucks, you must first meet the qualifying requirements specific to your FNB Student CashPal Account.

Qualifying requirements

How to earn eBucks


The more you do the more you earn


Depending on the products you have with FNB and how you use them, you'll earn eBucks on your FNB Student CashPal Account.

What to do to earn eBucks

Earn rules


Buy airtime + earn more

  • The amount on which you earn eBucks is limited to a total monthly Pula spend (on qualifying prepaid airtime purchases only) of P350.
  • You earn eBucks on prepaid airtime bought via FNB's electronic banking channels:
    • Online Banking
    • Cellphone Banking - dial *130*321#
    • FNB Banking App - you must have a compatible smartphone or tablet to use this

Getting it made easy