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Your Relationship Manager

Relationship managers are supported by Agriculture Specialists. This ensures that your needs are met we provide appropriate solutions for your business. Contact your Agricultural Relationship Manager via phone or email.

FNB Call Centre

+267 395 9881 or 0800 302 302


Farming Enterprise Finance

Use business finance for your day-to-day needs or to finance your plans for future growth.

FNB Business Credit Card

Get low-cost and flexible access to credit, while managing your expenses. Business Credit Cards are available to all farming businesses, from sole proprietors to companies.

Short-term production finance

Available in the form of a fluctuating overdraft, this facility is aimed at farmers or farming businesses operating as proprietors, partnerships, companies, trusts and cooperatives. Use this for day-to-day expenses and to purchase production inputs.

Overdraft facilities are normally repaid after the harvesting season and are reviewed annually. Overdraft facilities differ from loans as they are repayable on demand.

Agricultural medium-term or project loan

This can be used the purchase of livestock, establishing orchards and farm buildings, and other projects that take time to generate an income.

Aimed at established farmers or farmers with proven financial track records, the loan amount is unlimited but the type of farming enterprise and its economic life-span determines the repayment term, up to a maximum of 10 years.

The repayment of capital may be suspended for a limited period at the beginning of the repayment period and withdrawals may be made against the loan for up to five years.

Agricultural long-term loan

This mortgage loan is used to finance the purchase farmland and capital improvements (e.g. buildings dams and fencing).

The loan amount is linked to the market value of the property to be bonded as security, the level of indebtedness of the entity, and the extent to which the enterprise type is able to repay the loan.

The loan term is usually limited to between 10 and 15 years.

Asset Finance

Vehicles, machinery and plant assets can be financed through WesBank (a division of FNB Botswana).

The finance application process

Quick, easy and specific

Business analysis

Your Relationship Manager will conduct a thorough analysis of your business's specific needs

Flexible repayment

You will be quoted a competitive rate and given flexible repayment options

Transparent process

You will receive an answer on your loan application, which is analysed through a transparent process

Getting it made easy

Farming Enterprise Finance

How to get it

Get in touch

Other ways to apply

Complete the call me back form

Contact us

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Documents needed

  • A valid Omang (National ID)
  • Proof of your residential address
  • Your passport, if you are not a Motswana
  • Personal bank statements for the past six months
  • Statement of your assets and liabilities
  • Latest available income and expenditure statements for your business
  • Cash flow projections
  • Business plan