Motoring peace of mind
FNB provides you with tailor-made car insurance solutions to address your personal comprehensive insurance needs.
What this is
Covered against loss and damage
FNB provides vehicle insurance that covers you against loss and damage of your vehicle, bakkie, 4X4 or motor bike. There are no restrictions on drivers, as long as they have a valid Botswana driver's license and the policy owner's permission.
What you get
This type of cover aims to put you back in the same financial position you were in before you incurred/suffered the loss/damage, as it covers your vehicle when:
Your vehicle gets stolen
Costs are incurred resulting from damages due to a failed theft incident or attempt
Your car is hijacked
Someone maliciously damages your vehicle
Your vehicle gets set alight
An unforeseen act of nature like earthquakes, fire, explosions, lightning or hail storm occurs
Repairs for damage to a third party vehicle and own vehicle are needed
What you get
Benefits that keep you covered
Affordable premiums - we negotiate with various Insurers in order to secure the best cover at the best price.
Cover for natural disasters.
All policies are open driver policies.
You get comprehensive advice and recommendations on what to insure and what not to insure.
You get your own claims broker to look after your insurance needs.
Credit Shortfall Insurance.
Risk, location + history
As with any form of insurance, there are many factors that impact your risk profile and consequently, your premium.
These include: the make and model of your vehicle; the area where you live; where your vehicle is kept at night; the driver of the vehicle; what purpose your vehicle is used for; and your previous claims history.
Getting it made easy
A valid Botswana driver's license that is a year or older, or an international driving permit
A valid Botswana green bar coded ID or passport
An insurable asset
Botswana ID book/card
Proof of residence (in your name, not older than 3 months)
Valid driver's license that is a year or older, or an international driving permit
The vehicle registration book
First National Bank of Botswana Limited - Registration number CO 91/329