For any insurance related enquiry call the FNB Contact Centre on 3959881 or call toll free 0800 302 302
Credit cards are a great way of accessing money when you really need it. Credit card holders qualify for FREE embedded cover in the event of death or permanent disability, depending on your card.
The Top-up Debt Protection Plan is designed to cover any debt on your credit card. This cover is over and above your free embedded cover for credit card holders. Top-up Debt Protection offers cover for the FULL outstanding balance on your credit card in the event of death or permanent disability, and cover for your minimum FNB Credit Card instalments for up to 12 months in the event of temporary disability and unemployment/ inability to earn an income.
An overdraft is a good safety net to have in place to cover those unforeseen expenses that might occur. The Overdraft Debt Protection Plan offers you cover for the FULL outstanding balance on your overdraft in the event of death or permanent disability, and cover for your minimum monthly installments (being 5% of your outstanding balance on your overdraft ) for up to 12 months in the event of temporary disability and unemployment/inability to earn an income.
Overdraft Debt Protection plan Terms and Conditions (01 August 2017 to date)
Overdraft Debt Protection Plan Terms and Conditions (01 June 2009 and 3 September 2012)
Overdraft Debt Protection Plan Terms and Conditions (04 October 2012 and 31 September 2016)
Overdraft Debt Protection Plan Terms and Conditions (28 September 2016 and 19 February 2017)
Overdraft Debt Protection Plan Terms and Conditions (20 February 2017 - 31 July 2017)
The advantage of a revolving loan is that credit is available to you when you need it without having to reapply for the credit every time. You also have the benefit of using as little or as much of the facility as you require. The Revolving Loan Debt Protection Plan offers you cover for the FULL outstanding balance on your revolving loan in the event of death or permanent disability, and cover for your monthly repayment on the revolving loan for up to 12 months in the event of temporary disability and unemployment/inability to earn an income.
Revolving Loan Protection Plan Terms and Conditions (26 August 2010 - 31 July 2013)
Revolving Loan Protection Plan Terms and Conditions (01 August 2017 to date)
Revolving Loan Protection Plan Terms and Conditions (28 August 2013 - 31 September 2016)
Revolving Loan Protection Plan Terms and Conditions (28 September 2016 - 19 February 2017)
Revolving Loan Protection Plan Terms and Conditions (20 February 2017 - 31 July 2017)
Your home is one of the biggest and most important purchases you will make in your life. Protect yourself and your family by making sure you never end up in a position to lose your home. The Mortgage Protection Plan settles your outstanding balance in the event of death or permanent disability and covers the minimum monthly installments of your home loan in the event of temporary disability.
Loans are a great way to pay for things that cost a large sum of money that you might not have immediately. Paying off a monthly premium to have access to the things you require now is a great way to invest in yourself and your growth. However, it is important to ensure your financial security in the event that you are unable to pay the loan. This is where the Customer Protection Plan covers you in the event of death, temporary and permanent disability, and unemployment/inability to earn an income.
Having to go into debt to pay for certain things in life is often an overwhelming and daunting thing. However, there are good and necessary forms of debt which allow you to generate income and increase your net worth and wealth, like home and car loans for example.
Applying for debt still remains a big decision and requires serious consideration. For example if something happens to you and you can't earn a living, will you be able to manage your debt obligations, or will you burden your family with debt they can't afford?
Debt protection covers your outstanding debt in the event of death, disability or retrenchment. Give yourself peace of mind in a difficult situation.
Debt protection
Debt protection covers your outstanding debt in the event of death,
disability or unemployment/inability to earn an income.
