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Terms and conditions

Accounts must be in good standing* to qualify for FNB Cashback Rewards. FNB Cashback Rewards are for free, however you have an option to opt out** from the rewards programme.

*An account that is in good standing means it isn't overdrawn, in arrears or in default, and you aren't undergoing sequestration or any legal process. This applies to all FNB Namibia and WesBank Accounts.

**Consent means you have not selected the option to 'opt out' of the messages we've sent you.

FNB Cashback Rewards

Earn and spend it your way

With FNB Cashback Rewards, you'll get cash back paid into your Savings Pocket
every month. You can save your money, or spend it on whatever you need, whenever
you want! Getting rewarded is easy - let's show you how.


Get ready to earn

See if you meet the requirements.

You need an active FNB cheque account to start earning Cashback Rewards. Remember, your account must be in good standing to qualify for rewards.

  • Smart Account with P1 200 minimum monthly deposit
  • Gold Account with P3 000 minimum monthly deposit
  • Platinum Account with P13 500 minimum monthly deposit
  • Private Clients Account with P30 000 minimum monthly deposit


Move up a Reward Level

Once you've qualified, the second step is to move up reward levels by choosing any of
the goals available to your account. You can do this easily and earn more money every
month by taking up additional products from FNB - there are up to 8 goals that can help
you move up the ranks.


It's easy to get rewards

Once you've qualifed and your reward level has been determined, you'll be ready to start earning and saving on a
monthly basis. Each time you move up a reward level, you'll receive more money in your Linked Savings Pocket.

The rewards table shows the different amounts that you could earn cash back into your Savings Pocket.



Shop or save -
it's up to you

You can transfer the Cashback Rewards you've earned
to your FNB Account from your Savings Pocket and
spend it on whatever you need e.g., swipe for groceries
. Or, if you prefer, you can leave your cashback in your
Savings Pocket and let it grow as you earn more
Cashback Rewards.

Rewards made easy

Qualify, earn and spend your rewards

Qualifying criteria

Have any one or more of the following FNB Lifestyle accounts, with a minimum monthly deposit, these include:

  1. Have an FNBB Current Account
  2. Achieve your banking goal to move up a rewards level and maximise your earn
  3. Earn when you swipe your FNB Card and when you purchase prepaid airtime and electricity from your FNB account
  4. Have your Savings Pocket linked to your transactional account

How to get it

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Other ways to apply

Contact us

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