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Save your change

This account gives you an option to Bank Your Change™ every time you swipe. We round your card purchase value up and transfer the difference between your purchase amount and that amount into your Linked Savings Pocket.

The Linked Savings Pocket is linked to your transactional account and allows you to keep your savings separate.

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Free Digital Banking

Free subscriptions to inContact, FNB Cellphone Banking, Online Banking and the FNB Banking App.

inContact is an innovative free messaging service that informs you of all transactions on your account as they occur, through sms and/or email.

Smart Account

The FNB Smart Account gives you access to the world of banking innovation by providing services that make handling your finances simple.

  • A minimum balance of P0 is required

  • Set up and stop debit orders
  • Access to loans
  • Flexible pricing option
What this is
Apply now!

What this is

The smart way to bank

Smart Account is more than just an account. It also enables you to set up stop and debit orders for regular payments, as well as apply for loan finance.

If you don't yet qualify for the Gold Account, this could be the product for you.

 
What I can do

What I can do

Smart meets convenience

Choose what you pay

Easy and convenient banking with a pricing option that suits your banking needs

Register for inContact

A free message service to inform you of all transactions on your account via sms and/or email.

Make secure payments

Save and make payments in a number of secure ways

Access funding

You can apply for a FirstLoan facility

Automate your payments

Stop orders and debit orders can be set up

Save your change

This account gives you an option to Bank Your Change™ every time you swipe.

Read more
Bank with ease

Bank with ease

Smart meets simplicity

Cardless withdrawals

Get instant access to your money without a bank card using our digital banking channels



Pay to cell

Pay FNB account holders using their account number - no need to have account details



Pay to eWallet

Send money to family and friends who don't have bank accounts straight from your account



Hassle-free payments

Use online platforms to set up stop orders and debit orders to pay regular monthly bills



Free Digital Banking

Free subscriptions to inContact, FNB Cellphone Banking, Online Banking and the FNB Banking App.

Read more

Gettimg it made easy

Getting it made easy

Smart Account

How to get it

Apply now!

Other ways to apply

Contact us

Find a branch

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First National Bank of Botswana Limited - Registration number BW00000790476.