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Business Fixed Deposit


1 Month

Published at 2023-01-31

Minimum Opening Balance Nominal Interest Rates (%) Actual Interest Rates (%)
P1000+ 0.90% - 0.95% 0.90% - 0.95%

3 Months

Published at 2023-01-31

Minimum Opening Balance Nominal Interest Rates (%) Actual Interest Rates (%)
P1000+ 1.60% 1.61%

6 Month

Published at 2023-01-31

Minimum Opening Balance Nominal Interest Rates (%) Actual Interest Rates (%)
P1000+ 2.10% to 2.15% 2.11% to 2.16%

12 Months

Published at 2023-01-31

Minimum Opening Balance Nominal Interest Rates (%) Actual Interest Rates (%)
P1000+ 2.15% to 2.75% 2.16% to 2.77%

24 Months

Published at 2023-01-31

Minimum Opening Balance Nominal Interest Rates (%) Actual Interest Rates (%)
P1000+ 2.60% to 3.05% 2.62% to 3.07%

36 Months

Published at 2023-01-31

Minimum Opening Balance Nominal Interest Rates (%) Actual Interest Rates (%)
P1000+ 5.25% 5.32%

Interest credited Monthly, Quarterly or on Maturity

Bank Rate 3.75%
Prime rate 5.25%

NACM-Nominal Annual Compounded Monthly
APR- Annual Percentage Rate
On App- On application
For Term Deposits the maximum amount is BWP 1 million. For amounts above BWP 1 million contact Treasury for rates.

Business Fixed Deposit


Fixed competitive returns

The Fixed Deposit is for individuals or businesses that want to invest money for a fixed period at a set interest rate. A minimum amount of P1 000 can be invested for periods ranging from 1 to 24 months.

What you can do


You have a choice


On maturity you can choose one of the following options:

  • The capital sum plus interest could be paid to you
  • The capital sum could be reinvested and interest paid to you
  • The capital sum plus interest could be reinvested
 

What's hot


Choose period

You have a choice of different investment periods: 1, 3, 6, 12, 18 or 24 months

Secured interest

Your investment is secured at the interest rate current at the time of investing

Calculate investment

You can calculate how much you will receive at the end of the investment period

No ceiling

There is no ceiling to the amount you can invest

Interest paid

Interest is payable on maturity

Request interest

For amounts in excess of P1 million, you can obtain the interest rate from our Treasury Division

Getting it made easy


Business Fixed Deposit

Qualifying criteria

Minimum opening balance of P1 000 is required.

How to get it

Call me back

Other ways to apply

Contact us

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