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What we cover

What's covered

  • Fire, lightning, explosion
  • Malicious damage.
  • Storm, wind, water, hail, snow or flood
  • Earthquake
  • Bursting, leaking or overflowing of water apparatus or pipes
  • Theft or attempted theft
  • Impact caused by vehicles, animals, aircraft and other aerial devices, falling trees
  • Accidental leakage of oil from oil heaters
  • Collapse or breakage of aerial systems, fixed radio and/or television aerials / masts or satellite dishes including damage to them as a result of an insured peril

What's NOT covered

 

  • Loss of or damage to the building caused by tree felling unless by professional tree fellers
  • Theft or attempted theft
    • If there are people living in the building and it is unoccupied for more than 60 consecutive days unless we have given our prior consent in writing to extend cover
    • While the building is being let or sub-let or vacant unless the theft is accompanied by visible, forcible and violent entry or exit
  • Malicious Damage and /or Theft, whether accompanied by visible forcible entry or exit or not, while the building is vacant for more than 60 days
  • Loss or damage to:
    • Retaining walls caused by flood
    • Gravel paths and coverings
    • Automatic pool cleaning equipment
  • Loss or damage to the building caused by wear and tear or gradual deterioration, mildew, fading, insects or vermin, scratching, chipping or discolouration or water seepage, corrosion or rust
  • Defects where the design or construction of the building causes or contributes to the damage, for any faulty or defective design materials or workmanship
  • Damage or destruction arising directly or indirectly from mining operations
  • Accidental damage to glass and sanitary ware when the building is vacant, or where the damage was due to chipping, scratching or disfiguration
  • Loss of or damage to water-pumping machinery due to wear and tear or the loss of or damage to automatic pool cleaners

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Get in touch

For sales , call 0860 328 328 (option 2) or email fnbibsales@fnb.co.za

For claims , call 0860 328 328 (option 4) or email inbclaims@fnb.co.za

For policy administration , call 0860 328 328 (option 5) or email fnbinsurancebrokers@fnb.co.za

For complaints or compliments , call 087 736 0816 or email Mandy.rajcoomar@fnb.co.za

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Get in touch

For any insurance related enquiry call the FNB Contact Centre on 3959881 or call toll free 0800 302 302

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Qualifying criteria

  1. You need to own the insurable asset
  2. You need to have an FNB bonded property

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Documents needed

  • Botswana ID book/card
  • Proof of residence (in your name, not older than 3 months)
  • Valuation report
  • Title deed

Building Insurance

Covers your physical structures

Building or Home Insurance as it is also known, covers the physical structure of your home and outbuildings, including electronic operated motor gates, palisades, geyser, pavements and retaining walls (excluding any structure under construction).

What we cover

Come fire or hail

Make sure you understand what is covered and what not.

What it costs

Affordable premiums

As with any form of insurance, there are many factors that impact your risk profile and consequently, your premium.

Speak to one of our friendly agents by dialling +267 3959881 or 0800 302 302.

Getting it made easy

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Qualifying criteria

    You need to own the insurable asset

Get in touch
Find a branch

Qualifying criteria

Documents needed

 

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Documents needed

  • South African ID book/card
  • Proof of residence (in your name, not older than 3 months)
First National Bank of Botswana Limited - Registration number BW00000790476.